http://repository.mocu.ac.tz/xmlui/handle/123456789/313 2026-04-07T09:24:07Z http://repository.mocu.ac.tz/xmlui/handle/123456789/2060 CO-OPERATIVE EDUCATION AND TRAINING IN TANZANIA FORTY-SEVEN YEARS OF EXPEREINCE IN REACHING MEMBERS’ CO-OPERATIVE MANAGERS AND LEADERS OF CO-OPERATIVE ORGANISATIONS Chambo, Suleman A. Grey Literature 2014-01-01T00:00:00Z http://repository.mocu.ac.tz/xmlui/handle/123456789/1862 Agricultural Cooperatives and Their Role in Poverty Reduction in Tanzania Sumelius, John; Bäckman, Stefan; K. Bee, Faustine Agricultural Cooperatives 2021-01-01T00:00:00Z http://repository.mocu.ac.tz/xmlui/handle/123456789/1839 The Role of Savings and Credit Co-operatives (SACCOS) in Rural Tanzania Chambo, Suleman A. According to the population census of 2002, 74% of the Tanzania population is rural and dependent on subsistence farming and livestock. Only six per cent of the 44 million ha of arable land, is under cultivation (TAS: 2001). The population of cows is recorded at 16 million, but for quality reasons, cannot be exported. On the export sector, Tanzania continues to depend on the four major traditional crops - coffee, cotton, tobacco and cashewnuts. Except for tobacco, the other cash crops have recently been shaken by declining prices. This economic picture demonstrates four scenaries for the Tanzanian economy: First, Tanzania is financially a micro-project, microenterprise micro country. Studies on financial services development, have demonstrated the increasing demand on loans but shortage of savings. On the other hand, poverty studies have located that 50% of the Tanzanian population is poor. At the same time, the incidence of poverty in the rural areas has bee explained to be more severe than the urban areas. Second, despite a high incidence of poverty in the rural areas, there is still high potential for the development of agriculture, industry, commerce and services. But one of the limitations to development of national resources is severe deficiencies in technology, skills and tools to expand output and the proper management of natural resources. The third scenario, is the gap between real subsistence production and the potential surplus output for the market. Under peasant production system, any marginal surplus output is a burden to small farmers because the marketing activity is not part and parcel of agricultural production. A recent visit to Magu district in Mwanza region, we were informed by group of farmers that last year, they got into problems when they produced surplus maize. The marketing concept and general business development in the rural setting, is an important stage for the sustainable development of rural financial intermediaries. 2004-01-01T00:00:00Z http://repository.mocu.ac.tz/xmlui/handle/123456789/1838 Consumer Co-operatives in Tanzania Chambo, Suleman A.; Kimambo, Johnson Consumer co-operatives became popular in Tanzania soon after independence from Britain in the early 1960s. Their establishment was result of government initiatives to meet a growing demand for consumer goods which originally were imported from Europe, Australia, and New Zealand. A growing urban demand was based on the growing African civil servants. But the growing agricultural co-operative movement also provided another demand for the institutionalisation of consumer co-operatives as part of a growing cooperative movement in Tanzania. The origins of the consumer co-operative movement were supported by the Nordic countries through the Nordic Project for Co-operative Development in Tanzania. However, the political decision to enhance Ujamaa and Socialism policies in Tanzania sect in contradictions with traditional co-operative principles and the Nordic experience and expertise. The tension with original support, the failure of import substitution industrialisation and the involvement of Tanzania in the Uganda conflict and liberalisation dealt a second blow to the development of consumer co-operatives in Tanzania to a declining trend. Finaly, Tanzania still needs the consumer co-operative enterprise but in a more transformed order where policy and legal reforms are required as well as putting advanced methods of management and capitalisation. 2012-01-01T00:00:00Z