Theses and Dissertations

Warehouse Receipts System for Economic Welfare of Smallholder Cashewnut Farmers in Mtwara District, Tanzania.

2024-01-24T12:53:24Z

Warehouse Receipts System for Economic Welfare of Smallholder Cashewnut Farmers in Mtwara District, Tanzania. Nangameta, Hamza M Warehouse Receipt System (WRS) was officially introduced since 2005 with the pilot crops of coffee and cotton in some areas such as Ruvuma and Mwanza as a response to farmers’ income instability due to price fluctuations resulting from liberalisation and in actual use since 2007. The study objective was to assess the effect of Warehouse Receipts System for Economic Welfare of Smallholder Cashew nut Farmers in Mtwara District, Tanzania with its specific objectives that were to determine the impact of Warehouse Receipts System on farmer’s income improvement, examine the effect of Warehouse Receipts System on smallholder cashew nut farmer’s accessibility to markets, examine the impact of Warehouse Receipts System on the improvements of quality cashew nut produced and Determine the challenges facing smallholder cashew nut farmers on adapting Warehouse Receipts System. The study employed cross-section design where the study was conducted at once in Mtwara district and it used the sample size of 302 farmers. Multi stage sampling technique was employed to select five wards where the study used the systematic sampling to obtain representative sample. Survey questionnaire and interview method was also employed to obtain quantitative and qualitative data. Multiple regression models were also used to assess the effects of Warehouse Receipts System for Economic Welfare of Smallholder Cashew nut Farmers in Mtwara District. Pilot study was conducted to test research instruments employed. The study revealed that WRS brought improvement to farmers income through accessing financial institutions and insurance services. It was also found that the key and vital role played by WRS such as accessing farmers to advanced storage facilities, well packaging materials had improved the quality of cashew nut produced in spite of some challenges that WRS had and eventually farmers’ income have increased to some extent. It was also revealed that delaying in payments and being paid for instalment was not satisfied the farmers. Age of the respondents, family size and the land size owned was found to have significant impacts to farmer’s economic welfare. The study concludes that farmers value WRS in its role which ultimately benefits farmers by increasing income that leads to improve living standard but the unethical behaviour of operators reduces the trust of WRS. The study recommended to policy makers including stakeholders like farmers, AMCOS and CBT to deal with the aspects of markets, price setting, post-harvest losses and challenges facing farmers accordingly.

Business Dynamics and Livelihood Outcomes of Micro and Small Enterprises Owners

2024-01-19T12:51:39Z

Business Dynamics and Livelihood Outcomes of Micro and Small Enterprises Owners Mnkeni, Evaline J This study is assessedbusiness dynamics and livelihood outcomes of micro and small enterprises owners: evidence from tailoring entities in Moshi Municipality, Tanzania. One hundred and sixty five (165) tailoring businesses operating in Moshi Municipality were selected as a sample size. Adescriptive research design was used with a mixed research approach where both quantitative and qualitative data were collected. Data was collected through self-administered questionnaires for 165 respondents as the sample sizeand 5 key informant interviews using a key informant interview guide. Quantitative data was summarised and being presented in tables, frequencies, mean scores and percentages tables. The study found that, technological factors such as cloth design and online promotion were statistically significant since p < 0.05 influencing owners’ livelihood outcome while advanced tailoring machines and rate of change of technology were not statistically significant on livelihood outcome since p > 0.05. The findings indicated that, four factors such as right amount of capital, affordability, multiple sources of capital and interest rate were statistically significant influencing owners’ livelihood outcome since p < 0.05. Only one factors that is availability of access to capital was found not statistically significant influencing tailoring business owners’ livelihood outcomes since not statistically significant since p > 0.05.Finally the study found that, cheap imports, second hand clothes, innovations and pricing were statistically significant influencing tailoring business owners’ livelihood outcomes since the p < 0.05 while standardised products was not statistically significant influencing livelihood outcomes in study area since p > 0.05.The study concluded that, technological factors, access to finance factors and competitive environment factors (cheap imports, second hand proiducts, inovations and pricing) are significant factors influencing tailoring business owners’ livelihood outcomes in the study area. The study recommends that, since technologial factors such as advanced machines were not statistically signficant in study area due to inability to access it, government through Ministry of Trade in collaboration with SIDO and Microfinances Institutions and other development stakeholders should build capacity to tailoring business owners to access advanced machines so as to improve their business performance which ultimately improves livelihood outcomes.

Effectiveness of taxpayer’s education on tax compliance among SMEs in Moshi municipality, Tanzania

2023-12-20T10:35:18Z

Effectiveness of taxpayer’s education on tax compliance among SMEs in Moshi municipality, Tanzania Akaro, George The overall objective of the study was to assess the effects of taxpayer’s education on tax compliance among the SMEs in Moshi Municipality, Tanzania. The study specifically aimed to examine taxpayer’s education level among the SMEs, determine the means of acquiring tax education, and examine the number of SMEs which comply to pay tax in Moshi Municipality. The study adopted descriptive research design and data was corrected once at a time. The sample size of the study was 121 respondents. Stratified sampling procedure was used to obtain the respondents. Data was collected using a questionnaire and were analysed using descriptive statistics of which frequency and percentage was computed and Pearson Correlation coefficient to determine the relationship between variables. The study found that SMEs owners lacks tax education which enhance low tax compliance behaviour, the study went further and found that methods used by Tanzania Revenue Authority (TRA) to increase tax compliance behaviour among SMEs is ineffective, lastly the study revealed that there is a positive relationship (r = 0.725) between taxpayers’ education and compliance behaviour. Basing on the research findings the study concludes that Taxpayer education is essential in improving voluntary tax compliance behaviour. It’s essential for the taxpayers to understand his/her rights, obligations, and the procedures of paying taxes. The study recommends that taxation education should be taught at all levels of education, with an emphasis of promoting voluntary tax compliance behaviour to individuals in the country. A DISSERTATION SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF MASTER OF BUSINESS MANAGEMENT OF MOSHI CO-OPERATIVE UNIVERSITY

Green entrepreneurship and performance of small enterprises in Moshi district, Tanzania

2023-12-19T08:40:09Z

Green entrepreneurship and performance of small enterprises in Moshi district, Tanzania Tindwa, Samwel Green entrepreneurship has become a top concern in developing nations. Small Businesses are increasingly seen as powerful instruments for corporate performance and economic development. Numerous perspectives have been used to interpret business performance. The increasing numbers of small enterprises cause competition to become increasingly fierce. The study aimed to assess green entrepreneurship on the performance of small enterprises in the Moshi District. Specifically, the study assessed the influence of green technology on the performance of small enterprises, determined the entrepreneurship skills used on the growth of sustainable enterprises and the extent of influence of green motivation on the performance of SEs. A cross-sectional research design guided the study whereby data were collected using key informant interviews, documentary review and survey methods. A sample of 306 respondents was drawn from the study. This included sustainable enterprises found in Moshi District. The sample was selected through a simple random sampling technique. Findings revealed a relationship between green technology and the performance of small enterprises has had been established It supports hypothesis one. The relationship between entrepreneurship skills and small enterprises' performance was not confirmed and the 3 hypotheses were not supported. The relationship between motivation in green entrepreneurship and enterprise performance was significant It supports hypothesis two. The relationship between green entrepreneurship competitiveness and performance of enterprise performance has a lower beta value of and to a greater extent contributing to the welfare of the SEs community was observed to be the most influential on the performance of SEs. The study concludes that the most applicable technology used among SEs is selling online because it allows selling activities to be done online without having to meet face to face. The study recommendeds that SEs owners should be given more training and seminars regarding green business planning, sustainability and how to use green technology. This will enable them to gain more knowledge that would help them to easily adapt to the technology.